A unified spend platform that prioritizes "control before spending" through programmable money, real-time card auth, and OCR-driven reimbursement fallbacks.
Predictable spend on a voucher, ad-hoc travel on a card, exceptions on reimbursement — and one policy engine deciding what is allowed.
Issue purpose-locked vouchers for fuel, meals or per-diem. MCC-locked, non-transferable, and instantly settled on India's e-RUPI rail.
Virtual + physical cards with real-time pre-swipe authorization. Adjust limits and freeze cards instantly from the dashboard.
Snap-to-claim with OCR extracting amount, vendor and GST. Policy violations flagged on upload, not at month-end.
Category limits, MCC blocks, geo-fences, time-of-day restrictions — declarative, auditable, versioned.
Auto-onboard employees from Darwinbox, Keka, BambooHR. Spender / approver / controller roles with granular scope.
Real-time GSTN match at swipe — ineligible ITC flagged before it hits the ledger.
Card statements, wallet ledger and ERP postings matched automatically. Month-end in hours, not weeks.
Anomaly detection on velocity, geography and merchant patterns. Suspicious transactions auto-held for review.
SAP S/4, Oracle Fusion, Tally, Zoho — two-way ledger sync on chart of accounts and cost centres.
India’s expense category — Happay, Zaggle, Volopay, Kodo, EnKash, Fyle, RazorpayX, Mysa, Zoho Expense — all hide pricing behind a sales call. We don’t.
Pricing & capability claims based on competitor public websites · Q1 2026.
Our migration team replays your existing tool’s policies, employees, cost centres, vendor masters, card limits and historical claims into PurposePay. Your audit trail stays continuous across the switch.
Read-only API or CSV pull from your current tool — no disruption.
Policies, GL codes and approval matrices auto-mapped, sample-tested with your team.
Two weeks of parallel run, then cut over. We absorb the migration cost.
Bring one cohort onto programmable rails. Most pilots go live in eight weeks.